As the world’s baby boomer generation draws closer to retirement the demand for financial planning services is on the increase. Independent financial planners provide a wide range of services and advice relating to all aspects of financial planning. This highly competitive industry has the potential to provide excellent returns and a rewarding occupation. If you are highly driven, not afraid to work with the pressure of heavy competition and have a passion for financial planning this business is for you.

Companies of all sizes rely on the services of collection agencies to track down and re-coup payments owed by debtors. If you have a knack for investigation, a keen eye for detail and don’t mind working in an often emotionally draining industry, starting a debt collection business could be for you.

Easy credit from banks, stores and micro-lenders mean that it’s easier than ever before to get yourself into serious financial trouble. For most people the situation can be resolved by seeking financial advice and exercising restraint; however for many the situation has simply gone too far and bankruptcy is the only option. Bankruptcy services assist people in assessing their financial situation, filing for bankruptcy and planning for the consequences. If you have finance experience and can work with people in emotionally charged situations, this potentially lucrative work at home business is for you.

Most small businesses simply don’t have the time, resources or skills to handle their own books. Independent bookkeepers are in demand all over the world and handle everything from deposits and preparing financial reports to handling payroll and reconciling bank statements. If you are an organized person, with a head for numbers and a passion for problem solving this could be your next home business. Bookkeeping is an engaging and recession proof business that can produce a solid income from only a modest investment.

This is a service everyone needs in one way or another, whether it’s handing over full responsibility for financial statements and tax returns or simply advice on the best way to save money. A work from home account creating a single person firm can access two primary markets, tax returns for individuals and a range of accounting services required by small to medium sized businesses.

It’s every parents dream to give their children the best education possible. Although most parents manage to self finance primary and secondary education, tertiary education is often out of reach. A financial aid consultant helps families to seek out and apply for financial aid. Consultants help their clients to finance all levels of education, with the majority specializing in tertiary education. If you have a knack for finance and great people skills, this rewarding work at home business could be for you.

Managing risk is an essential part of everyone’s priorities; key to managing risk are insurance policies. Insurance agents are independent work from home entrepreneurs that represent a specific insurance company. Agents operate on a commission basis and the competition is fierce. If you’re a talented sales person and are looking to enter the financial services market life as an insurance agent could be for you.